Sign Up NowThis Month's Tiny Gems - February 2012

BofI Holding, Inc. (BOFI)
Exactech, Inc. (EXAC)
GlobalWise Investments, Inc. (GWIV)

 

 

 

BofI Holding, Inc. (BOFI)

 

BofI Holding, Inc. (BOFI), a NASDAQ Global Select Market listed holding company (and Russell 3000 Index component) for a nationwide branchless bank, BofI Federal Bank, has an extremely competitive model compared to its brick-and-mortar competition. With BofI Federal Bank providing a wide range of financing products and services over the internet via a single location at the Company HQ in San Diego, CA, operational cost is effectively minimized while the maximum yield is obtained from efforts.

 

This extremely lightweight financial company structure enables the entire portfolio of offerings, from financing for single and multifamily residential, to small/medium sized business in key areas, as well as specialty finance receivables, to be transacted in a high value manner. BofI gives some of the highest interest rates on deposit products available and the products are distributed through a whole spectrum of retail channels; similarly, the company is able to offer lower than average rates and fees on loan products, which are also made readily available via correspondent, wholesale and retail channels.

 

BofI Federal Bank is also serious about home loans and even offers a range of refinancing options, including loans up to $2M (fixed and adjustable rate, as well as interest-only) and custom tailored reverse mortgages, employing specialists to work directly with customers to help them make the best decisions possible. It is this kind of service envelope, administered via an extremely efficient architecture, that has allowed the company to experience such profitable growth over the last several years.

 

Conservatively run and healthily growing profits, BofI has the core competencies, leadership and value-driven business model to sustain momentum through the shrewd leveraging of low-cost distribution channels and a strong network of affinity partners. The company is rapidly living up to its goal of becoming the top branchless bank in the US by striving to provide products/services to its customer base that are superior to those offered by any operator in the sector, physical or virtual.

 

 

 

Exactech, Inc. (EXAC)

 

Exactech, Inc. (EXAC) develops bone and joint restoration products such as orthopedic implant devices, associated surgical instruments, and biologic services and materials, marketing them to physicians and hospitals. Exactech's products are sold in the U.S., Europe, Asia, Latin America and the Pacific. Targeting the $39 billion global biomedical device market, the company is a pure play orthopeadic competitor that is gaining market share in a rapidly expanding industry.

 

Since Exactech was established, the company has remained committed to a philosophy of empowerment and a belief in managing by values. Creating dedicated fans by exceeding customer expectations, recruiting and hiring outstanding people, promoting professional and personal growth and productivity, actively seeking new methods and processes, and performing in a growth-oriented manner is leading Exactech toward being recognized as a world leader in joint restoration.

 

Exactech was founded by an orthopaedic surgeon and a biomedical engineer, both of whom saw room for improvement in the industry and wanted to be the catalysts for that improvement. Their goal was to make a difference for patients suffering with joint diseases, improving the quality of their care and their quality of life. In 1985, Exactech was incorporated, and from that time the company has leveraged its founding principles of innovation, education, high quality products, and commitment to service to become one of the fastest-growing orthopaedic companies in the world.

 

Exactech's mission is helping patients retain their independence so they may continue in full activity, enjoying a rich life despite the limitations of their disabilities. Exactech has built its success by focusing on the customer, utilizing feedback from surgeons to create high-quality and innovative products that improve patient outcomes.

 

 

 

GlobalWise Investments, Inc. (GWIV)

 

GlobalWise Investments, Inc. (GWIV), via wholly-owned subsidiary Intellinetics, Inc., is a leading-edge technology company focused on Enterprise Content Management (ECM) solutions for the digital age. The ECM industry continues to grow rapidly as a result of unrestricted proliferation of digital content within today's business environment. Leveraging its proprietary cloud-based computing software, GlobalWise is poised to capture a significant market share of this burgeoning industry.

 

GlobalWise's ECM service is delivered to customers via five unique delivery models which cover the spectrum of business needs: Cloud/Saas (Software as a Service), Hardware Vendor Integrated Service, Software Vendor Integrated Service, Premise (Client-Server), Hybrid (Premise & Cloud/Saas).This diversity gives advanced security & privacy features with an on-demand structure needed for large Tier 3 and Tier 4 businesses that are currently underserved by the market.

 

The Intellinetics platform defines a new industry benchmark and game-changing approach by combining advanced virtualization & automated content management with an open and service-oriented architecture using web services. The company provides strategies, tactics, and technologies used to manage paper and digital assets from capture to long-term archive, without the need for manual processes conducted by a full time employee.

 

GlobalWise's management boasts a combined total of over 60 years in ECM leadership and industry experience. The ECM industry is expected to exceed $5.1 billion by 2013 with Gartner predicting a compound annual growth rate of 9.5%. IBM Market Insights predicts adoption of cloud computing to grow by 26% CAGR between 2010 through 2013. Leveraging management and key department heads, Intellinetics has a strong foundation from which to capture significant market share within the lucrative $149 billion Business Software & Services industry.